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Transpecos Banks, Ssb

Pecos, TX · Est. 1924 · Website ↗
D
Trust Grade
Below average
Score: 62/100

Transpecos Banks, Ssb is a bank based in Pecos, Texas, established in 1924, with $1.0 billion in total assets across 4 branches. By Trust Grade it ranks 346th of 349 banks we track in Texas. Its capital ratio of 6.6% trails most similarly sized banks (3th percentile), versus a Texas median of 10.9%. It posted a loss over the most recent period (-1.55% return on assets), a point to watch. No consumer complaints against Transpecos Banks, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$967.3M
Branches
4
Capital ratio
6.6%
Bottom 3% of $1B–10B peers · Texas median 10.9%
Return on assets
-1.5%
Bottom 0% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#346
of 349 banks

How Transpecos Banks, Ssb compares to Texas peers

Capital ratio
Bottom 3% of $1B–10B peers
Transpecos Banks,
6.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of $1B–10B peers
Transpecos Banks,
-1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Transpecos Banks, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
62/100
Customer experience
n/a
Overall
D · 62
  • Well-capitalized (6.6% capital ratio)
  • Unprofitable over the period (ROA -1.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Transpecos Banks, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 109 E Us Highway 90, Marathon, TX 79842
  • 108 W Avenue E, Alpine, TX 79830
  • 1305 E Houston Street, San Antonio, TX 78205
  • 217 W 3rd St, Pecos, TX 79772

Are deposits at Transpecos Banks, Ssb insured?

Yes. Transpecos Banks, Ssb is an FDIC-insured bank (FDIC certificate #11178). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Transpecos Banks, Ssb: frequently asked questions

Is Transpecos Banks, Ssb a good bank?

Transpecos Banks, Ssb earns a Bankzia Trust Grade of D (62/100, "Below average"), based on a financial-strength score of 62/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Unprofitable over the period (ROA -1.55%).

Is Transpecos Banks, Ssb FDIC-insured?

Yes. Transpecos Banks, Ssb is a FDIC-insured bank (FDIC certificate #11178). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Transpecos Banks, Ssb?

Transpecos Banks, Ssb holds $1.0 billion in total assets, ranking 346th of 349 banks we track in Texas. It operates 4 branches.

Does Transpecos Banks, Ssb have CFPB complaints?

No CFPB complaints against Transpecos Banks, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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