The First National Bank Of Mcgregor is a bank based in Mc Gregor, Texas, established in 1889, with $1.0 billion in total assets across 6 branches. By Trust Grade it ranks 280th of 349 banks we track in Texas. Its capital ratio of 8.4% trails most similarly sized banks (13th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against The First National Bank Of Mcgregor appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Mcgregor compares to Texas peers
How we graded The First National Bank Of Mcgregor
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Mcgregor over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 401 S Main St, Mc Gregor, TX 76657
- 27000 Hwy 84, Mc Gregor, TX 76657
- 510 N Valley Mills Dr, Waco, TX 76710
- 901 S 8th St, Waco, TX 76706
- 700 Elm Ave, Waco, TX 76704
- 9205 Oak Creek Dr, Woodway, TX 76712
Are deposits at The First National Bank Of Mcgregor insured?
Yes. The First National Bank Of Mcgregor is an FDIC-insured bank (FDIC certificate #3330). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Mcgregor: frequently asked questions
Is The First National Bank Of Mcgregor a good bank?
The First National Bank Of Mcgregor earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.99%).
Is The First National Bank Of Mcgregor FDIC-insured?
Yes. The First National Bank Of Mcgregor is a FDIC-insured bank (FDIC certificate #3330). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Mcgregor?
The First National Bank Of Mcgregor holds $1.0 billion in total assets, ranking 280th of 349 banks we track in Texas. It operates 6 branches.
Does The First National Bank Of Mcgregor have CFPB complaints?
No CFPB complaints against The First National Bank Of Mcgregor appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
