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Clear Fork Bank, National Association

Albany, TX · Est. 1883 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Clear Fork Bank, National Association is a bank based in Albany, Texas, established in 1883, with $1.0 billion in total assets across 6 branches. By Trust Grade it ranks 97th of 349 banks we track in Texas. Its capital ratio of 10.0% trails most similarly sized banks (45th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.28% return on assets. No consumer complaints against Clear Fork Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$905.1M
Branches
6
Capital ratio
10.0%
Bottom 45% of $1B–10B peers · Texas median 10.9%
Return on assets
2.3%
Top 6% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#97
of 349 banks

How Clear Fork Bank, National Association compares to Texas peers

Capital ratio
Bottom 45% of $1B–10B peers
Clear Fork
10.0%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $1B–10B peers
Clear Fork
2.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Clear Fork Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 2.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Clear Fork Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 100 S Main St, Albany, TX 76430
  • 104 S Main St, Gordon, TX 76453
  • 123 Central Ave, Strawn, TX 76475
  • 5657 Buffalo Gap Rd, Abilene, TX 79606
  • 1031 E Hubbard St, Mineral Wells, TX 76067
  • 101 E Walker St, Breckenridge, TX 76424

Are deposits at Clear Fork Bank, National Association insured?

Yes. Clear Fork Bank, National Association is an FDIC-insured bank (FDIC certificate #3067). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Clear Fork Bank, National Association: frequently asked questions

Is Clear Fork Bank, National Association a good bank?

Clear Fork Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 2.28%).

Is Clear Fork Bank, National Association FDIC-insured?

Yes. Clear Fork Bank, National Association is a FDIC-insured bank (FDIC certificate #3067). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Clear Fork Bank, National Association?

Clear Fork Bank, National Association holds $1.0 billion in total assets, ranking 97th of 349 banks we track in Texas. It operates 6 branches.

Does Clear Fork Bank, National Association have CFPB complaints?

No CFPB complaints against Clear Fork Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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