Victory Bank is a bank based in Lubbock, Texas, established in 1917, with $260 million in total assets across 5 branches. By Trust Grade it ranks 172nd of 349 banks we track in Texas. Its capital ratio of 12.5% is stronger than 77% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Victory Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Victory Bank compares to Texas peers
How we graded Victory Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Victory Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 4401 Marsha Sharp Freeway, Lubbock, TX 79407
- 502 Vine St, Buffalo Gap, TX 79508
- 4437 Loop 322, Abilene, TX 79602
- 700 S Main St, Winters, TX 79567
- 4710 4th St, Lubbock, TX 79416
Are deposits at Victory Bank insured?
Yes. Victory Bank is an FDIC-insured bank (FDIC certificate #18677). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Victory Bank: frequently asked questions
Is Victory Bank a good bank?
Victory Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.90%).
Is Victory Bank FDIC-insured?
Yes. Victory Bank is a FDIC-insured bank (FDIC certificate #18677). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Victory Bank?
Victory Bank holds $260 million in total assets, ranking 172nd of 349 banks we track in Texas. It operates 5 branches.
Does Victory Bank have CFPB complaints?
No CFPB complaints against Victory Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
