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Bank Of Desoto, National Association

De Soto, TX · Est. 1986 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Desoto, National Association is a bank based in De Soto, Texas, established in 1986, with $262 million in total assets across 1 branch. By Trust Grade it ranks 90th of 349 banks we track in Texas. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Bank Of Desoto, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$261.8M
$100M–1B institution
Deposits
$234.6M
Branches
1
Capital ratio
10.2%
Top 49% of $100M–1B peers · Texas median 10.9%
Return on assets
1.5%
Top 33% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#90
of 349 banks

How Bank Of Desoto, National Association compares to Texas peers

Capital ratio
Top 49% of $100M–1B peers
Bank Of
10.2%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $100M–1B peers
Bank Of
1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Desoto, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Desoto, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 2011 N Hampton Rd, De Soto, TX 75115

Are deposits at Bank Of Desoto, National Association insured?

Yes. Bank Of Desoto, National Association is an FDIC-insured bank (FDIC certificate #26542). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Desoto, National Association: frequently asked questions

Is Bank Of Desoto, National Association a good bank?

Bank Of Desoto, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.50%).

Is Bank Of Desoto, National Association FDIC-insured?

Yes. Bank Of Desoto, National Association is a FDIC-insured bank (FDIC certificate #26542). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Desoto, National Association?

Bank Of Desoto, National Association holds $262 million in total assets, ranking 90th of 349 banks we track in Texas. It operates 1 branch.

Does Bank Of Desoto, National Association have CFPB complaints?

No CFPB complaints against Bank Of Desoto, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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