Guadalupe Bank is a bank based in Kerrville, Texas, established in 2008, with $253 million in total assets across 2 branches. By Trust Grade it ranks 162nd of 349 banks we track in Texas. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Guadalupe Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Guadalupe Bank compares to Texas peers
How we graded Guadalupe Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Guadalupe Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1309 Bandera Hwy, Kerrville, TX 78028
- 804 S Adams St, Fredericksburg, TX 78624
Are deposits at Guadalupe Bank insured?
Yes. Guadalupe Bank is an FDIC-insured bank (FDIC certificate #58768). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Guadalupe Bank: frequently asked questions
Is Guadalupe Bank a good bank?
Guadalupe Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.53%).
Is Guadalupe Bank FDIC-insured?
Yes. Guadalupe Bank is a FDIC-insured bank (FDIC certificate #58768). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Guadalupe Bank?
Guadalupe Bank holds $253 million in total assets, ranking 162nd of 349 banks we track in Texas. It operates 2 branches.
Does Guadalupe Bank have CFPB complaints?
No CFPB complaints against Guadalupe Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
