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Bank Of The West

Grapevine, TX · Est. 1986 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Bank Of The West is a bank based in Grapevine, Texas, established in 1986, with $804 million in total assets across 11 branches. By Trust Grade it ranks 201st of 349 banks we track in Texas. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Bank Of The West appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$803.8M
$100M–1B institution
Deposits
$720.7M
Branches
11
Capital ratio
9.5%
Bottom 38% of $100M–1B peers · Texas median 10.9%
Return on assets
1.6%
Top 28% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#201
of 349 banks

How Bank Of The West compares to Texas peers

Capital ratio
Bottom 38% of $100M–1B peers
Bank Of
9.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $100M–1B peers
Bank Of
1.6%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of The West

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.5% capital ratio)
  • Strongly profitable (ROA 1.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of The West over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 2012 Pease St, Vernon, TX 76384
  • 950 N Belt Line Rd, Irving, TX 75061
  • 2400 W Irving Blvd, Irving, TX 75061
  • 329 W Main St, Lewisville, TX 75057
  • 108 W Northwest Hwy, Grapevine, TX 76051
  • 301 North Highway 156, Ponder, TX 76259
  • 108 W Northwest Hwy, Grapevine, TX 76051
  • 1630 Hillcrest Dr, Vernon, TX 76384
  • 5011 Long Prairie Rd, Flower Mound, TX 75028
  • 710 1st St, Marble Falls, TX 78654
  • 7401 Fm 2147, Horseshoe Bay, TX 78657

Are deposits at Bank Of The West insured?

Yes. Bank Of The West is an FDIC-insured bank (FDIC certificate #26627). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of The West: frequently asked questions

Is Bank Of The West a good bank?

Bank Of The West earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.58%).

Is Bank Of The West FDIC-insured?

Yes. Bank Of The West is a FDIC-insured bank (FDIC certificate #26627). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of The West?

Bank Of The West holds $804 million in total assets, ranking 201st of 349 banks we track in Texas. It operates 11 branches.

Does Bank Of The West have CFPB complaints?

No CFPB complaints against Bank Of The West appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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