Harmony Bank is a bank based in Dallas, Texas, established in 2005, with $817 million in total assets across 12 branches. By Trust Grade it ranks 155th of 349 banks we track in Texas. Its capital ratio of 16.8% is stronger than 94% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Harmony Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Harmony Bank compares to Texas peers
How we graded Harmony Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.8% capital ratio)
- Strongly profitable (ROA 1.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Harmony Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 11660 Highway 274, Seven Points, TX 75143
- 100 S State Highway 274, Kemp, TX 75143
- 4161 Mckinney Ave, Dallas, TX 75204
- 100 W Main St, Italy, TX 76651
- 104 Broadhead Rd, Waxahachie, TX 75165
- 909 S Clay St, Ennis, TX 75119
- 1919 S Shiloh Road Suite 100 Lb 30, Garland, TX 75042
- 1900 S Ervay St, Dallas, TX 75215
- 3033 Main St, Dallas, TX 75226
- 100 North Mckinney Street, Rice, TX 75155
- 247 W Davis St, Dallas, TX 75208
- 5000 Maple Ave, Dallas, TX 75235
Are deposits at Harmony Bank insured?
Yes. Harmony Bank is an FDIC-insured bank (FDIC certificate #57922). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Harmony Bank: frequently asked questions
Is Harmony Bank a good bank?
Harmony Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Strongly profitable (ROA 1.25%).
Is Harmony Bank FDIC-insured?
Yes. Harmony Bank is a FDIC-insured bank (FDIC certificate #57922). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Harmony Bank?
Harmony Bank holds $817 million in total assets, ranking 155th of 349 banks we track in Texas. It operates 12 branches.
Does Harmony Bank have CFPB complaints?
No CFPB complaints against Harmony Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
