Sage Capital Bank, is a bank based in Gonzales, Texas, established in 1984, with $772 million in total assets across 8 branches. By Trust Grade it ranks 85th of 349 banks we track in Texas. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Sage Capital Bank, appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sage Capital Bank, compares to Texas peers
How we graded Sage Capital Bank,
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sage Capital Bank, over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 1606 N Sarah Dewitt Dr, Gonzales, TX 78629
- 501 S Colorado St, Lockhart, TX 78644
- 121 S Magnolia Ave, Luling, TX 78648
- 2201 Hunter Rd, San Marcos, TX 78666
- 2009 State Highway 46 W, New Braunfels, TX 78132
- 1406 N Avenue E, Shiner, TX 77984
- 18966 Forty Six Pkwy, Spring Branch, TX 78070
- 12223 Ranch Road 620 N, Austin, TX 78750
Are deposits at Sage Capital Bank, insured?
Yes. Sage Capital Bank, is an FDIC-insured bank (FDIC certificate #25621). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sage Capital Bank,: frequently asked questions
Is Sage Capital Bank, a good bank?
Sage Capital Bank, earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.29%).
Is Sage Capital Bank, FDIC-insured?
Yes. Sage Capital Bank, is a FDIC-insured bank (FDIC certificate #25621). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sage Capital Bank,?
Sage Capital Bank, holds $772 million in total assets, ranking 85th of 349 banks we track in Texas. It operates 8 branches.
Does Sage Capital Bank, have CFPB complaints?
No CFPB complaints against Sage Capital Bank, appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
