Gilmer National Bank, Gilmer, Texas is a bank based in Gilmer, Texas, established in 1901, with $376 million in total assets across 2 branches. By Trust Grade it ranks 291st of 349 banks we track in Texas. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Gilmer National Bank, Gilmer, Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gilmer National Bank, Gilmer, Texas compares to Texas peers
How we graded Gilmer National Bank, Gilmer, Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gilmer National Bank, Gilmer, Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 713 Us Highway 271 N, Gilmer, TX 75644
- 5848 Judson Rd Ste 101, Longview, TX 75605
Are deposits at Gilmer National Bank, Gilmer, Texas insured?
Yes. Gilmer National Bank, Gilmer, Texas is an FDIC-insured bank (FDIC certificate #3219). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gilmer National Bank, Gilmer, Texas: frequently asked questions
Is Gilmer National Bank, Gilmer, Texas a good bank?
Gilmer National Bank, Gilmer, Texas earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.73%).
Is Gilmer National Bank, Gilmer, Texas FDIC-insured?
Yes. Gilmer National Bank, Gilmer, Texas is a FDIC-insured bank (FDIC certificate #3219). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Gilmer National Bank, Gilmer, Texas?
Gilmer National Bank, Gilmer, Texas holds $376 million in total assets, ranking 291st of 349 banks we track in Texas. It operates 2 branches.
Does Gilmer National Bank, Gilmer, Texas have CFPB complaints?
No CFPB complaints against Gilmer National Bank, Gilmer, Texas appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
