First National Bank Of Hereford is a bank based in Hereford, Texas, established in 1999, with $363 million in total assets across 4 branches. By Trust Grade it ranks 143rd of 349 banks we track in Texas. Its capital ratio of 10.9% is stronger than 62% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.12% return on assets. No consumer complaints against First National Bank Of Hereford appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Of Hereford compares to Texas peers
How we graded First National Bank Of Hereford
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Strongly profitable (ROA 2.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Of Hereford over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 710 W 11th St, Friona, TX 79035
- 403 N 25 Mile Ave, Hereford, TX 79045
- 301 W 3rd St, Hereford, TX 79045
- 8700 Fm 2219, Amarillo, TX 79119
Are deposits at First National Bank Of Hereford insured?
Yes. First National Bank Of Hereford is an FDIC-insured bank (FDIC certificate #34918). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Of Hereford: frequently asked questions
Is First National Bank Of Hereford a good bank?
First National Bank Of Hereford earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 2.12%).
Is First National Bank Of Hereford FDIC-insured?
Yes. First National Bank Of Hereford is a FDIC-insured bank (FDIC certificate #34918). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Of Hereford?
First National Bank Of Hereford holds $363 million in total assets, ranking 143rd of 349 banks we track in Texas. It operates 4 branches.
Does First National Bank Of Hereford have CFPB complaints?
No CFPB complaints against First National Bank Of Hereford appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
