Yoakum Bank is a bank based in Yoakum, Texas, established in 1890, with $382 million in total assets across 5 branches. By Trust Grade it ranks 284th of 349 banks we track in Texas. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Yoakum Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Yoakum Bank compares to Texas peers
How we graded Yoakum Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Yoakum Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 201 S 3rd St, Ganado, TX 77962
- 701 N Wells St, Edna, TX 77957
- 301 W Grand Ave, Yoakum, TX 77995
- 3650 Billy Hext Rd, Odessa, TX 79765
- 22101 Westheimer Pkwy, Katy, TX 77450
Are deposits at Yoakum Bank insured?
Yes. Yoakum Bank is an FDIC-insured bank (FDIC certificate #5595). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Yoakum Bank: frequently asked questions
Is Yoakum Bank a good bank?
Yoakum Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.27%).
Is Yoakum Bank FDIC-insured?
Yes. Yoakum Bank is a FDIC-insured bank (FDIC certificate #5595). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Yoakum Bank?
Yoakum Bank holds $382 million in total assets, ranking 284th of 349 banks we track in Texas. It operates 5 branches.
Does Yoakum Bank have CFPB complaints?
No CFPB complaints against Yoakum Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
