Security State Bank & Trust is a bank based in Fredericksburg, Texas, established in 1941, with $2.0 billion in total assets across 22 branches. By Trust Grade it ranks 30th of 349 banks we track in Texas. Its capital ratio of 11.8% is stronger than 76% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.93% return on assets. No consumer complaints against Security State Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Security State Bank & Trust compares to Texas peers
How we graded Security State Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Security State Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (22)
- 201 W Main St, Fredericksburg, TX 78624
- 204 Ranch Road 2900, Kingsland, TX 78639
- 202 W San Antonio St, Fredericksburg, TX 78624
- 608 N Us Highway 281, Marble Falls, TX 78654
- 1130 Junction Hwy, Kerrville, TX 78028
- 607 N Main St, Boerne, TX 78006
- 212 Sidney Baker St S, Kerrville, TX 78028
- 3131 Bulverde Road, Bulverde, TX 78163
- 832 Front Street, Comfort, TX 78013
- 3610 Pace Bend Rd S, Spicewood, TX 78669
- 1000 S Us Highway 281, Blanco, TX 78606
- 1500 W Highway 290, Dripping Springs, TX 78620
- 7626 Lohmans Ford Rd, Lago Vista, TX 78645
- 3241 Junction Hwy, Ingram, TX 78025
- 18125 Fm 306, Canyon Lake, TX 78133
- 1111 E Main St, Fredericksburg, TX 78624
- 11610 Bee Caves Rd, Bee Cave, TX 78738
- 501 Landa St, New Braunfels, TX 78130
- 3821 Camp Bowie Blvd, Fort Worth, TX 76107
- 15050 W Hwy 29, Liberty Hill, TX 78642
- 3973 W. Vickery Blvd, Ste 102 & 103, Fort Worth, TX 76107
- 23596 West Highway 290, Harper, TX 78631
Are deposits at Security State Bank & Trust insured?
Yes. Security State Bank & Trust is an FDIC-insured bank (FDIC certificate #15809). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Security State Bank & Trust: frequently asked questions
Is Security State Bank & Trust a good bank?
Security State Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.93%).
Is Security State Bank & Trust FDIC-insured?
Yes. Security State Bank & Trust is a FDIC-insured bank (FDIC certificate #15809). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Security State Bank & Trust?
Security State Bank & Trust holds $2.0 billion in total assets, ranking 30th of 349 banks we track in Texas. It operates 22 branches.
Does Security State Bank & Trust have CFPB complaints?
No CFPB complaints against Security State Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
