bank

North Dallas Bank & Trust Co.

Dallas, TX · Est. 1961 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

North Dallas Bank & Trust Co. is a bank based in Dallas, Texas, established in 1961, with $1.9 billion in total assets across 6 branches. By Trust Grade it ranks 255th of 349 banks we track in Texas. Its capital ratio of 9.8% trails most similarly sized banks (41th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against North Dallas Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.9B
$1B–10B institution
Deposits
$1.6B
Branches
6
Capital ratio
9.8%
Bottom 41% of $1B–10B peers · Texas median 10.9%
Return on assets
0.4%
Bottom 8% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#255
of 349 banks

How North Dallas Bank & Trust Co. compares to Texas peers

Capital ratio
Bottom 41% of $1B–10B peers
North Dallas
9.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $1B–10B peers
North Dallas
0.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded North Dallas Bank & Trust Co.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.8% capital ratio)
  • Profitable (ROA 0.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Dallas Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 12900 Preston Rd, Dallas, TX 75230
  • 3900 Preston Rd, Plano, TX 75093
  • 7660 N Macarthur Blvd, Irving, TX 75063
  • 7359 Preston Rd, Frisco, TX 75034
  • 12900 Preston Rd, Dallas, TX 75230
  • 5150 Keller Springs Rd, Dallas, TX 75248

Are deposits at North Dallas Bank & Trust Co. insured?

Yes. North Dallas Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #18355). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Dallas Bank & Trust Co.: frequently asked questions

Is North Dallas Bank & Trust Co. a good bank?

North Dallas Bank & Trust Co. earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.38%).

Is North Dallas Bank & Trust Co. FDIC-insured?

Yes. North Dallas Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #18355). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is North Dallas Bank & Trust Co.?

North Dallas Bank & Trust Co. holds $1.9 billion in total assets, ranking 255th of 349 banks we track in Texas. It operates 6 branches.

Does North Dallas Bank & Trust Co. have CFPB complaints?

No CFPB complaints against North Dallas Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Firstbank Southwest
bank · Amarillo, TX · $1.9B assets
First State Bank
bank · Gainesville, TX · $1.8B assets
Security State Bank & Trust
bank · Fredericksburg, TX · $2.0B assets
American Bank Of Commerce
bank · Wolfforth, TX · $1.8B assets
First State Bank Of Uvalde
bank · Uvalde, TX · $1.8B assets
Commercial Bank Of Texas, National Association
bank · Nacogdoches, TX · $1.7B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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