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American Bank Of Commerce

Wolfforth, TX · Est. 1962 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

American Bank Of Commerce is a bank based in Wolfforth, Texas, established in 1962, with $1.8 billion in total assets across 13 branches. By Trust Grade it ranks 298th of 349 banks we track in Texas. Its capital ratio of 7.9% trails most similarly sized banks (9th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against American Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8B
$1B–10B institution
Deposits
$1.4B
Branches
13
Capital ratio
7.9%
Bottom 9% of $1B–10B peers · Texas median 10.9%
Return on assets
1.0%
Bottom 35% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#298
of 349 banks

How American Bank Of Commerce compares to Texas peers

Capital ratio
Bottom 9% of $1B–10B peers
American Bank
7.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $1B–10B peers
American Bank
1.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded American Bank Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (7.9% capital ratio)
  • Strongly profitable (ROA 1.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 530 E Highway 62-82, Wolfforth, TX 79382
  • 8112 Indiana Ave, Lubbock, TX 79423
  • 610 W 5th St, Austin, TX 78701
  • 2243 W Braker Ln, Austin, TX 78758
  • 530 E Highway 62, Wolfforth, TX 79382
  • 10920 Lakeline Mall Dr, Austin, TX 78717
  • 434 S Tejon St, Colorado Springs, CO 80903
  • 2201 W Ben White Blvd, Austin, TX 78704
  • 4656 N Loop 289, Lubbock, TX 79416
  • 1000 W. 6th Street, Pueblo, CO 81003
  • 5050 Quorum Dr, Dallas, TX 75254
  • 8580 Belleview Dr, Plano, TX 75024
  • 11008 Slide Rd, Lubbock, TX 79424

Are deposits at American Bank Of Commerce insured?

Yes. American Bank Of Commerce is an FDIC-insured bank (FDIC certificate #18609). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Bank Of Commerce: frequently asked questions

Is American Bank Of Commerce a good bank?

American Bank Of Commerce earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Strongly profitable (ROA 1.03%).

Is American Bank Of Commerce FDIC-insured?

Yes. American Bank Of Commerce is a FDIC-insured bank (FDIC certificate #18609). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Bank Of Commerce?

American Bank Of Commerce holds $1.8 billion in total assets, ranking 298th of 349 banks we track in Texas. It operates 13 branches.

Does American Bank Of Commerce have CFPB complaints?

No CFPB complaints against American Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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