Centennial Bank is a bank based in Trezevant, Tennessee, established in 1916, with $1.1 billion in total assets across 17 branches. By Trust Grade it ranks 28th of 109 banks we track in Tennessee. Its capital ratio of 10.3% is stronger than 51% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Centennial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Centennial Bank compares to Tennessee peers
How we graded Centennial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Centennial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- Main And Franklin Streets, Henderson, TN 38340
- 1315 W Market St, Bolivar, TN 38008
- 463 N Trenton St, Rutherford, TN 38369
- 35 Kilgore Rd, Toone, TN 38381
- 657 E Main St, Henderson, TN 38340
- 294 S Main St, Middleton, TN 38052
- 388 Us Highway 45 W, Humboldt, TN 38343
- 132 W University Pkwy, Jackson, TN 38305
- 16830 Highland Dr, Mc Kenzie, TN 38201
- 420 Oil Well Rd, Jackson, TN 38305
- 5420 Broad St S, Trezevant, TN 38258
- 329 Old Medina St, Medina, TN 38355
- 411 W Market St, Bolivar, TN 38008
- 100 W Armory St, Trenton, TN 38382
- 558 Carriage House Dr, Jackson, TN 38305
- 119 Main Street, Adamsville, TN 38310
- 2751 N Central Ave, Humboldt, TN 38343
Are deposits at Centennial Bank insured?
Yes. Centennial Bank is an FDIC-insured bank (FDIC certificate #8439). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Centennial Bank: frequently asked questions
Is Centennial Bank a good bank?
Centennial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.04%).
Is Centennial Bank FDIC-insured?
Yes. Centennial Bank is a FDIC-insured bank (FDIC certificate #8439). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Centennial Bank?
Centennial Bank holds $1.1 billion in total assets, ranking 28th of 109 banks we track in Tennessee. It operates 17 branches.
Does Centennial Bank have CFPB complaints?
No CFPB complaints against Centennial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
