Commercial Bank & Trust Co. is a bank based in Paris, Tennessee, established in 1877, with $1.1 billion in total assets across 11 branches. By Trust Grade it ranks 79th of 109 banks we track in Tennessee. Its capital ratio of 8.7% trails most similarly sized banks (18th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Commercial Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commercial Bank & Trust Co. compares to Tennessee peers
How we graded Commercial Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commercial Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 709 E Reelfoot Ave, Union City, TN 38261
- Mineral Wells Avenue, Paris, TN 38242
- 914 E Wood St, Paris, TN 38242
- 2000 Union Ave, Memphis, TN 38104
- 127 S 1st St, Union City, TN 38261
- 510 S Mendenhall Rd, Memphis, TN 38117
- 5740 Getwell Rd Bldg 10 Ste C, Southaven, MS 38672
- 3093 N Highland Ave, Jackson, TN 38305
- 3093 N Highland Ave, Jackson, TN 38305
- 101 N Poplar St, Paris, TN 38242
- 633 Oil Well Rd., Jackson, TN 38305
Are deposits at Commercial Bank & Trust Co. insured?
Yes. Commercial Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #8660). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commercial Bank & Trust Co.: frequently asked questions
Is Commercial Bank & Trust Co. a good bank?
Commercial Bank & Trust Co. earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.18%).
Is Commercial Bank & Trust Co. FDIC-insured?
Yes. Commercial Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #8660). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commercial Bank & Trust Co.?
Commercial Bank & Trust Co. holds $1.1 billion in total assets, ranking 79th of 109 banks we track in Tennessee. It operates 11 branches.
Does Commercial Bank & Trust Co. have CFPB complaints?
No CFPB complaints against Commercial Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
