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Financial Federal Bank

Memphis, TN · Est. 1973 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Financial Federal Bank is a bank based in Memphis, Tennessee, established in 1973, with $1.1 billion in total assets across 1 branch. By Trust Grade it ranks 43rd of 109 banks we track in Tennessee. Its capital ratio of 9.8% trails most similarly sized banks (40th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Financial Federal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$858.6M
Branches
1
Capital ratio
9.8%
Bottom 40% of $1B–10B peers · Tennessee median 9.8%
Return on assets
1.0%
Bottom 35% of $1B–10B peers · Tennessee median 1.07%
Rank in Tennessee
#43
of 109 banks

How Financial Federal Bank compares to Tennessee peers

Capital ratio
Bottom 40% of $1B–10B peers
Financial Federal
9.8%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $1B–10B peers
Financial Federal
1.0%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Financial Federal Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Financial Federal Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1715 Aaron Brenner Dr, Memphis, TN 38120

Are deposits at Financial Federal Bank insured?

Yes. Financial Federal Bank is an FDIC-insured bank (FDIC certificate #31840). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Financial Federal Bank: frequently asked questions

Is Financial Federal Bank a good bank?

Financial Federal Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.04%).

Is Financial Federal Bank FDIC-insured?

Yes. Financial Federal Bank is a FDIC-insured bank (FDIC certificate #31840). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Financial Federal Bank?

Financial Federal Bank holds $1.1 billion in total assets, ranking 43rd of 109 banks we track in Tennessee. It operates 1 branch.

Does Financial Federal Bank have CFPB complaints?

No CFPB complaints against Financial Federal Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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