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Foundation Bank

Mc Kenzie, TN · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Foundation Bank is a bank based in Mc Kenzie, Tennessee, established in 1934, with $218 million in total assets across 9 branches. By Trust Grade it ranks 3rd of 109 banks we track in Tennessee. Its capital ratio of 13.9% is stronger than 85% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against Foundation Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$218.1M
$100M–1B institution
Deposits
$184.6M
Branches
9
Capital ratio
13.9%
Top 15% of $100M–1B peers · Tennessee median 9.8%
Return on assets
1.8%
Top 19% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#3
of 109 banks

How Foundation Bank compares to Tennessee peers

Capital ratio
Top 15% of $100M–1B peers
Foundation Bank
13.9%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Foundation Bank
1.8%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Foundation Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Strongly profitable (ROA 1.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Foundation Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 15345 Highland Dr, Mckenzie, TN 38201
  • 1137 E Wood St, Paris, TN 38242
  • 9 N Bells St, Alamo, TN 38001
  • 1467 W Church St, Alamo, TN 38001
  • 384 Carriage House Dr, Jackson, TN 38305
  • 2138 Pleasant Plains Extd, Jackson, TN 38305
  • 14201 Highway 79 N Ste Eagle, Buchanan, TN 38222
  • 224 S Seventh St, Obion, TN 38240
  • 676 Main St N, Mc Kenzie, TN 38201

Are deposits at Foundation Bank insured?

Yes. Foundation Bank is an FDIC-insured bank (FDIC certificate #13955). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Foundation Bank: frequently asked questions

Is Foundation Bank a good bank?

Foundation Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.79%).

Is Foundation Bank FDIC-insured?

Yes. Foundation Bank is a FDIC-insured bank (FDIC certificate #13955). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Foundation Bank?

Foundation Bank holds $218 million in total assets, ranking 3rd of 109 banks we track in Tennessee. It operates 9 branches.

Does Foundation Bank have CFPB complaints?

No CFPB complaints against Foundation Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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