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Peoples Bank Of The South

La Follette, TN · Est. 1917 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Peoples Bank Of The South is a bank based in La Follette, Tennessee, established in 1917, with $231 million in total assets across 3 branches. By Trust Grade it ranks 23rd of 109 banks we track in Tennessee. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 3.13% return on assets. No consumer complaints against Peoples Bank Of The South appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$231.4M
$100M–1B institution
Deposits
$189.3M
Branches
3
Capital ratio
11.6%
Top 31% of $100M–1B peers · Tennessee median 9.8%
Return on assets
3.1%
Top 2% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#23
of 109 banks

How Peoples Bank Of The South compares to Tennessee peers

Capital ratio
Top 31% of $100M–1B peers
Peoples Bank
11.6%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $100M–1B peers
Peoples Bank
3.1%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank Of The South

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 3.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank Of The South over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 2300 Jacksboro Pike, La Follette, TN 37766
  • 2152 N Charles G Seivers Blvd, Clinton, TN 37716
  • 106 W Central Ave, La Follette, TN 37766

Are deposits at Peoples Bank Of The South insured?

Yes. Peoples Bank Of The South is an FDIC-insured bank (FDIC certificate #4945). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank Of The South: frequently asked questions

Is Peoples Bank Of The South a good bank?

Peoples Bank Of The South earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 3.13%).

Is Peoples Bank Of The South FDIC-insured?

Yes. Peoples Bank Of The South is a FDIC-insured bank (FDIC certificate #4945). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank Of The South?

Peoples Bank Of The South holds $231 million in total assets, ranking 23rd of 109 banks we track in Tennessee. It operates 3 branches.

Does Peoples Bank Of The South have CFPB complaints?

No CFPB complaints against Peoples Bank Of The South appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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