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Homeland Community Bank

Mcminnville, TN · Est. 2003 · Website ↗
B
Trust Grade
Strong
Score: 81/100

Homeland Community Bank is a bank based in Mcminnville, Tennessee, established in 2003, with $237 million in total assets across 4 branches. By Trust Grade it ranks 107th of 109 banks we track in Tennessee. Its capital ratio of 5.7% trails most similarly sized banks (2th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Homeland Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$236.6M
$100M–1B institution
Deposits
$220.7M
Branches
4
Capital ratio
5.7%
Bottom 2% of $100M–1B peers · Tennessee median 9.8%
Return on assets
0.8%
Bottom 28% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#107
of 109 banks

How Homeland Community Bank compares to Tennessee peers

Capital ratio
Bottom 2% of $100M–1B peers
Homeland Community
5.7%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
Homeland Community
0.8%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Homeland Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (5.7% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Homeland Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 900 N Chancery St, Mcminnville, TN 37110
  • 150 North Railroad Street, Morrison, TN 37357
  • 807 Beersheba Hwy, Mc Minnville, TN 37110
  • 1528 John Bragg Hwy, Woodbury, TN 37190

Are deposits at Homeland Community Bank insured?

Yes. Homeland Community Bank is an FDIC-insured bank (FDIC certificate #57632). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Homeland Community Bank: frequently asked questions

Is Homeland Community Bank a good bank?

Homeland Community Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.7% capital ratio); Profitable (ROA 0.83%).

Is Homeland Community Bank FDIC-insured?

Yes. Homeland Community Bank is a FDIC-insured bank (FDIC certificate #57632). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Homeland Community Bank?

Homeland Community Bank holds $237 million in total assets, ranking 107th of 109 banks we track in Tennessee. It operates 4 branches.

Does Homeland Community Bank have CFPB complaints?

No CFPB complaints against Homeland Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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