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First Peoples Bank Of Tennessee

Jefferson City, TN · Est. 1975 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First Peoples Bank Of Tennessee is a bank based in Jefferson City, Tennessee, established in 1975, with $223 million in total assets across 5 branches. By Trust Grade it ranks 38th of 109 banks we track in Tennessee. Its capital ratio of 9.7% trails most similarly sized banks (41th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against First Peoples Bank Of Tennessee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$223.4M
$100M–1B institution
Deposits
$191.0M
Branches
5
Capital ratio
9.7%
Bottom 41% of $100M–1B peers · Tennessee median 9.8%
Return on assets
1.1%
Bottom 43% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#38
of 109 banks

How First Peoples Bank Of Tennessee compares to Tennessee peers

Capital ratio
Bottom 41% of $100M–1B peers
First Peoples
9.7%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
First Peoples
1.1%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Peoples Bank Of Tennessee

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Peoples Bank Of Tennessee over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 206 W Broadway Blvd, Jefferson City, TN 37760
  • 416 E Meeting St, Dandridge, TN 37725
  • 6187 W Andrew Johnson Hwy, Talbott, TN 37877
  • 7100 Kingston Pike, Knoxville, TN 37919
  • 7500 Asheville Hwy, Knoxville, TN 37924

Are deposits at First Peoples Bank Of Tennessee insured?

Yes. First Peoples Bank Of Tennessee is an FDIC-insured bank (FDIC certificate #21874). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Peoples Bank Of Tennessee: frequently asked questions

Is First Peoples Bank Of Tennessee a good bank?

First Peoples Bank Of Tennessee earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.08%).

Is First Peoples Bank Of Tennessee FDIC-insured?

Yes. First Peoples Bank Of Tennessee is a FDIC-insured bank (FDIC certificate #21874). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Peoples Bank Of Tennessee?

First Peoples Bank Of Tennessee holds $223 million in total assets, ranking 38th of 109 banks we track in Tennessee. It operates 5 branches.

Does First Peoples Bank Of Tennessee have CFPB complaints?

No CFPB complaints against First Peoples Bank Of Tennessee appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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