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United Savings Bank

Philadelphia, PA · Est. 1923 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

United Savings Bank is a bank based in Philadelphia, Pennsylvania, established in 1923, with $460 million in total assets across 6 branches. By Trust Grade it ranks 39th of 110 banks we track in Pennsylvania. Its capital ratio of 18.0% is stronger than 95% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against United Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$460.4M
$100M–1B institution
Deposits
$337.3M
Branches
6
Capital ratio
18.0%
Top 5% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.7%
Bottom 23% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#39
of 110 banks

How United Savings Bank compares to Pennsylvania peers

Capital ratio
Top 5% of $100M–1B peers
United Savings
18.0%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
United Savings
0.7%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded United Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (18.0% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 732 S 10th St, Philadelphia, PA 19147
  • 2535 W Chester Pike, Broomall, PA 19008
  • 301 Baltimore Pike, Springfield, PA 19064
  • 1945 E Passyunk Ave, Philadelphia, PA 19148
  • 1510 Packer Ave, Philadelphia, PA 19145
  • 35 E Baltimore Ave, Media, PA 19063

Are deposits at United Savings Bank insured?

Yes. United Savings Bank is an FDIC-insured bank (FDIC certificate #28836). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Savings Bank: frequently asked questions

Is United Savings Bank a good bank?

United Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (18.0% capital ratio); Profitable (ROA 0.74%).

Is United Savings Bank FDIC-insured?

Yes. United Savings Bank is a FDIC-insured bank (FDIC certificate #28836). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United Savings Bank?

United Savings Bank holds $460 million in total assets, ranking 39th of 110 banks we track in Pennsylvania. It operates 6 branches.

Does United Savings Bank have CFPB complaints?

No CFPB complaints against United Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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