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Hometown Bank Of Pennsylvania

Bedford, PA · Est. 2007 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Hometown Bank Of Pennsylvania is a bank based in Bedford, Pennsylvania, established in 2007, with $453 million in total assets across 7 branches. By Trust Grade it ranks 79th of 110 banks we track in Pennsylvania. Its capital ratio of 7.9% trails most similarly sized banks (15th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Hometown Bank Of Pennsylvania appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$452.9M
$100M–1B institution
Deposits
$414.9M
Branches
7
Capital ratio
7.9%
Bottom 15% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
1.3%
Top 43% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#79
of 110 banks

How Hometown Bank Of Pennsylvania compares to Pennsylvania peers

Capital ratio
Bottom 15% of $100M–1B peers
Hometown Bank
7.9%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $100M–1B peers
Hometown Bank
1.3%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Hometown Bank Of Pennsylvania

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (7.9% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hometown Bank Of Pennsylvania over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 638 E Pitt St, Bedford, PA 15522
  • 306 W Main St, Everett, PA 15537
  • 13174 Dunnings Hwy, Claysburg, PA 16625
  • 107 E Allegheny St, Martinsburg, PA 16662
  • 149 Main Street, Woodbury, PA 16695
  • 511 Main St, Saxton, PA 16678
  • 4327 Quaker Valley Road, Alum Bank, PA 15521

Are deposits at Hometown Bank Of Pennsylvania insured?

Yes. Hometown Bank Of Pennsylvania is an FDIC-insured bank (FDIC certificate #58470). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hometown Bank Of Pennsylvania: frequently asked questions

Is Hometown Bank Of Pennsylvania a good bank?

Hometown Bank Of Pennsylvania earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Strongly profitable (ROA 1.31%).

Is Hometown Bank Of Pennsylvania FDIC-insured?

Yes. Hometown Bank Of Pennsylvania is a FDIC-insured bank (FDIC certificate #58470). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hometown Bank Of Pennsylvania?

Hometown Bank Of Pennsylvania holds $453 million in total assets, ranking 79th of 110 banks we track in Pennsylvania. It operates 7 branches.

Does Hometown Bank Of Pennsylvania have CFPB complaints?

No CFPB complaints against Hometown Bank Of Pennsylvania appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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