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Community State Bank Of Orbisonia

Orbisonia, PA · Est. 1951 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Community State Bank Of Orbisonia is a bank based in Orbisonia, Pennsylvania, established in 1951, with $472 million in total assets across 8 branches. By Trust Grade it ranks 66th of 110 banks we track in Pennsylvania. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Community State Bank Of Orbisonia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$472.1M
$100M–1B institution
Deposits
$423.2M
Branches
8
Capital ratio
9.5%
Bottom 38% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.5%
Bottom 14% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#66
of 110 banks

How Community State Bank Of Orbisonia compares to Pennsylvania peers

Capital ratio
Bottom 38% of $100M–1B peers
Community State
9.5%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
Community State
0.5%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Community State Bank Of Orbisonia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (9.5% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community State Bank Of Orbisonia over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 478 Ridgley St, Orbisonia, PA 17243
  • 111 E Shirley St, Mount Union, PA 17066
  • 50 Pennsylvania Ave, Huntingdon, PA 16652
  • 620 Main St, Saxton, PA 16678
  • 21236 Church St, Three Springs, PA 17264
  • 415 Fulton Dr, Mc Connellsburg, PA 17233
  • 6962 Lincoln Way W, Saint Thomas, PA 17252
  • 454 Loudon Rd., Mercersburg, PA 17236

Are deposits at Community State Bank Of Orbisonia insured?

Yes. Community State Bank Of Orbisonia is an FDIC-insured bank (FDIC certificate #16976). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community State Bank Of Orbisonia: frequently asked questions

Is Community State Bank Of Orbisonia a good bank?

Community State Bank Of Orbisonia earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.55%).

Is Community State Bank Of Orbisonia FDIC-insured?

Yes. Community State Bank Of Orbisonia is a FDIC-insured bank (FDIC certificate #16976). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community State Bank Of Orbisonia?

Community State Bank Of Orbisonia holds $472 million in total assets, ranking 66th of 110 banks we track in Pennsylvania. It operates 8 branches.

Does Community State Bank Of Orbisonia have CFPB complaints?

No CFPB complaints against Community State Bank Of Orbisonia appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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