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Oklahoma Capital Bank

Tulsa, OK · Est. 1963 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Oklahoma Capital Bank is a bank based in Tulsa, Oklahoma, established in 1963, with $182 million in total assets across 3 branches. By Trust Grade it ranks 23rd of 170 banks we track in Oklahoma. Its capital ratio of 13.3% is stronger than 82% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Oklahoma Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$181.9M
$100M–1B institution
Deposits
$150.6M
Branches
3
Capital ratio
13.3%
Top 18% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.3%
Top 44% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#23
of 170 banks

How Oklahoma Capital Bank compares to Oklahoma peers

Capital ratio
Top 18% of $100M–1B peers
Oklahoma Capital
13.3%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
Oklahoma Capital
1.3%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Oklahoma Capital Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.3% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oklahoma Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 8080 S Yale Ave, Tulsa, OK 74136
  • 1602 W Rogers Blvd, Skiatook, OK 74070
  • 6555 N Peoria Ave, Tulsa, OK 74126

Are deposits at Oklahoma Capital Bank insured?

Yes. Oklahoma Capital Bank is an FDIC-insured bank (FDIC certificate #18856). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oklahoma Capital Bank: frequently asked questions

Is Oklahoma Capital Bank a good bank?

Oklahoma Capital Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.31%).

Is Oklahoma Capital Bank FDIC-insured?

Yes. Oklahoma Capital Bank is a FDIC-insured bank (FDIC certificate #18856). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Oklahoma Capital Bank?

Oklahoma Capital Bank holds $182 million in total assets, ranking 23rd of 170 banks we track in Oklahoma. It operates 3 branches.

Does Oklahoma Capital Bank have CFPB complaints?

No CFPB complaints against Oklahoma Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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All Capital Bank
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The Peoples National Bank Of Checotah
bank · Checotah, OK · $173M assets
Carson Community Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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