Bank Of Hydro is a bank based in Hydro, Oklahoma, established in 1903, with $181 million in total assets across 4 branches. By Trust Grade it ranks 1st of 170 banks we track in Oklahoma. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.73% return on assets. No consumer complaints against Bank Of Hydro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Hydro compares to Oklahoma peers
How we graded Bank Of Hydro
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 2.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Hydro over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 432 West Main Street, Eakly, OK 73033
- 406 N Washington St, Weatherford, OK 73096
- 109 E Franklin Ave, Weatherford, OK 73096
- 146 W Main St, Hydro, OK 73048
Are deposits at Bank Of Hydro insured?
Yes. Bank Of Hydro is an FDIC-insured bank (FDIC certificate #10674). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Hydro: frequently asked questions
Is Bank Of Hydro a good bank?
Bank Of Hydro earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 2.73%).
Is Bank Of Hydro FDIC-insured?
Yes. Bank Of Hydro is a FDIC-insured bank (FDIC certificate #10674). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Hydro?
Bank Of Hydro holds $181 million in total assets, ranking 1st of 170 banks we track in Oklahoma. It operates 4 branches.
Does Bank Of Hydro have CFPB complaints?
No CFPB complaints against Bank Of Hydro appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
