All Capital Bank is a bank based in Locust Grove, Oklahoma, established in 1949, with $179 million in total assets across 2 branches. By Trust Grade it ranks 80th of 170 banks we track in Oklahoma. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against All Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How All Capital Bank compares to Oklahoma peers
How we graded All Capital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for All Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 210 E Main St, Locust Grove, OK 74352
- 4500 W Houston St, Broken Arrow, OK 74012
Are deposits at All Capital Bank insured?
Yes. All Capital Bank is an FDIC-insured bank (FDIC certificate #16795). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
All Capital Bank: frequently asked questions
Is All Capital Bank a good bank?
All Capital Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.79%).
Is All Capital Bank FDIC-insured?
Yes. All Capital Bank is a FDIC-insured bank (FDIC certificate #16795). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is All Capital Bank?
All Capital Bank holds $179 million in total assets, ranking 80th of 170 banks we track in Oklahoma. It operates 2 branches.
Does All Capital Bank have CFPB complaints?
No CFPB complaints against All Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
