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The Farmers State Bank

Quinton, OK · Est. 1908 · Website ↗
C
Trust Grade
Average
Score: 79/100

The Farmers State Bank is a bank based in Quinton, Oklahoma, established in 1908, with $199 million in total assets across 4 branches. By Trust Grade it ranks 164th of 170 banks we track in Oklahoma. Its capital ratio of 5.0% trails most similarly sized banks (1th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against The Farmers State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$198.6M
$100M–1B institution
Deposits
$187.0M
Branches
4
Capital ratio
5.0%
Bottom 1% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.5%
Top 30% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#164
of 170 banks

How The Farmers State Bank compares to Oklahoma peers

Capital ratio
Bottom 1% of $100M–1B peers
The Farmers
5.0%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $100M–1B peers
The Farmers
1.5%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Farmers State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Below the well-capitalized threshold (5.0%)
  • Strongly profitable (ROA 1.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1700 E Main St, Stigler, OK 74462
  • 1100 Main St, Quinton, OK 74561
  • East Second And Oak Streets, Red Oak, OK 74563
  • 520 S Main St, Eufaula, OK 74432

Are deposits at The Farmers State Bank insured?

Yes. The Farmers State Bank is an FDIC-insured bank (FDIC certificate #404). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers State Bank: frequently asked questions

Is The Farmers State Bank a good bank?

The Farmers State Bank earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (5.0%); Strongly profitable (ROA 1.55%).

Is The Farmers State Bank FDIC-insured?

Yes. The Farmers State Bank is a FDIC-insured bank (FDIC certificate #404). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers State Bank?

The Farmers State Bank holds $199 million in total assets, ranking 164th of 170 banks we track in Oklahoma. It operates 4 branches.

Does The Farmers State Bank have CFPB complaints?

No CFPB complaints against The Farmers State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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