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First Enterprise Bank

Oklahoma City, OK · Est. 1907 · Website ↗
C
Trust Grade
Average
Score: 78/100

First Enterprise Bank is a bank based in Oklahoma City, Oklahoma, established in 1907, with $198 million in total assets across 6 branches. By Trust Grade it ranks 165th of 170 banks we track in Oklahoma. Its capital ratio of 10.3% is stronger than 53% of similarly sized banks, versus a Oklahoma median of 10.4%. It posted a loss over the most recent period (-1.27% return on assets), a point to watch. No consumer complaints against First Enterprise Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$197.6M
$100M–1B institution
Deposits
$176.3M
Branches
6
Capital ratio
10.3%
Top 47% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
-1.3%
Bottom 1% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#165
of 170 banks

How First Enterprise Bank compares to Oklahoma peers

Capital ratio
Top 47% of $100M–1B peers
First Enterprise
10.3%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
First Enterprise
-1.3%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Enterprise Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Strongly capitalized (10.3% capital ratio)
  • Unprofitable over the period (ROA -1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Enterprise Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 2115 Sw 44th St, Oklahoma City, OK 73119
  • 1011 Nw 92nd St, Oklahoma City, OK 73114
  • 3801 Nw 122nd St, Oklahoma City, OK 73120
  • 4413 Nw 39th St, Oklahoma City, OK 73112
  • 2116 Sw 44th St, Oklahoma City, OK 73119
  • 1000 W Britton Rd, Oklahoma City, OK 73114

Are deposits at First Enterprise Bank insured?

Yes. First Enterprise Bank is an FDIC-insured bank (FDIC certificate #4049). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Enterprise Bank: frequently asked questions

Is First Enterprise Bank a good bank?

First Enterprise Bank earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Unprofitable over the period (ROA -1.27%).

Is First Enterprise Bank FDIC-insured?

Yes. First Enterprise Bank is a FDIC-insured bank (FDIC certificate #4049). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Enterprise Bank?

First Enterprise Bank holds $198 million in total assets, ranking 165th of 170 banks we track in Oklahoma. It operates 6 branches.

Does First Enterprise Bank have CFPB complaints?

No CFPB complaints against First Enterprise Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Farmers State Bank
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The Seiling State Bank
bank · Seiling, OK · $201M assets
Oklahoma Bank And Trust Company
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Bank Of Commerce
bank · Chelsea, OK · $205M assets
The First National Bank And Trust Company Of Miami
bank · Miami, OK · $206M assets
The Bank Of The West
bank · Thomas, OK · $185M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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