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Oklahoma Bank And Trust Company

Clinton, OK · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Oklahoma Bank And Trust Company is a bank based in Clinton, Oklahoma, established in 1908, with $205 million in total assets across 4 branches. By Trust Grade it ranks 49th of 170 banks we track in Oklahoma. Its capital ratio of 12.9% is stronger than 79% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against Oklahoma Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$204.6M
$100M–1B institution
Deposits
$176.2M
Branches
4
Capital ratio
12.9%
Top 21% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.4%
Top 37% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#49
of 170 banks

How Oklahoma Bank And Trust Company compares to Oklahoma peers

Capital ratio
Top 21% of $100M–1B peers
Oklahoma Bank
12.9%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $100M–1B peers
Oklahoma Bank
1.4%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Oklahoma Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.9% capital ratio)
  • Strongly profitable (ROA 1.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oklahoma Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 603 W Gary Blvd, Clinton, OK 73601
  • 600 W Gary Blvd, Clinton, OK 73601
  • 605 Frisco Ave, Clinton, OK 73601
  • 9960 Us Highway 183, Arapaho, OK 73620

Are deposits at Oklahoma Bank And Trust Company insured?

Yes. Oklahoma Bank And Trust Company is an FDIC-insured bank (FDIC certificate #4067). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oklahoma Bank And Trust Company: frequently asked questions

Is Oklahoma Bank And Trust Company a good bank?

Oklahoma Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.41%).

Is Oklahoma Bank And Trust Company FDIC-insured?

Yes. Oklahoma Bank And Trust Company is a FDIC-insured bank (FDIC certificate #4067). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Oklahoma Bank And Trust Company?

Oklahoma Bank And Trust Company holds $205 million in total assets, ranking 49th of 170 banks we track in Oklahoma. It operates 4 branches.

Does Oklahoma Bank And Trust Company have CFPB complaints?

No CFPB complaints against Oklahoma Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of Commerce
bank · Chelsea, OK · $205M assets
The First National Bank And Trust Company Of Miami
bank · Miami, OK · $206M assets
The Seiling State Bank
bank · Seiling, OK · $201M assets
The Farmers State Bank
bank · Quinton, OK · $199M assets
First Enterprise Bank
bank · Oklahoma City, OK · $198M assets
High Plains Bank
bank · Okeene, OK · $212M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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