The First State Bank Of Pond Creek, Oklahoma is a bank based in Pond Creek, Oklahoma, established in 1893, with $61 million in total assets across 2 branches. By Trust Grade it ranks 4th of 170 banks we track in Oklahoma. Its capital ratio of 13.5% is stronger than 61% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.08% return on assets. No consumer complaints against The First State Bank Of Pond Creek, Oklahoma appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First State Bank Of Pond Creek, Oklahoma compares to Oklahoma peers
How we graded The First State Bank Of Pond Creek, Oklahoma
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 2.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First State Bank Of Pond Creek, Oklahoma over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2112 W Willow Rd, Enid, OK 73703
- 136 W Broadway St, Pond Creek, OK 73766
Are deposits at The First State Bank Of Pond Creek, Oklahoma insured?
Yes. The First State Bank Of Pond Creek, Oklahoma is an FDIC-insured bank (FDIC certificate #11527). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First State Bank Of Pond Creek, Oklahoma: frequently asked questions
Is The First State Bank Of Pond Creek, Oklahoma a good bank?
The First State Bank Of Pond Creek, Oklahoma earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 2.08%).
Is The First State Bank Of Pond Creek, Oklahoma FDIC-insured?
Yes. The First State Bank Of Pond Creek, Oklahoma is a FDIC-insured bank (FDIC certificate #11527). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First State Bank Of Pond Creek, Oklahoma?
The First State Bank Of Pond Creek, Oklahoma holds $61 million in total assets, ranking 4th of 170 banks we track in Oklahoma. It operates 2 branches.
Does The First State Bank Of Pond Creek, Oklahoma have CFPB complaints?
No CFPB complaints against The First State Bank Of Pond Creek, Oklahoma appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
