Skip to main content
bank

The First Farmers National Bank Of Waurika

Waurika, OK · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First Farmers National Bank Of Waurika is a bank based in Waurika, Oklahoma, established in 1906, with $58 million in total assets across 1 branch. By Trust Grade it ranks 68th of 170 banks we track in Oklahoma. Its capital ratio of 14.7% is stronger than 70% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against The First Farmers National Bank Of Waurika appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.0M
<$100M institution
Deposits
$49.3M
Branches
1
Capital ratio
14.7%
Top 30% of <$100M peers · Oklahoma median 10.4%
Return on assets
1.6%
Top 19% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#68
of 170 banks

How The First Farmers National Bank Of Waurika compares to Oklahoma peers

Capital ratio
Top 30% of <$100M peers
The First
14.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of <$100M peers
The First
1.6%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First Farmers National Bank Of Waurika

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.7% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First Farmers National Bank Of Waurika over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 319 E D Ave, Waurika, OK 73573

Are deposits at The First Farmers National Bank Of Waurika insured?

Yes. The First Farmers National Bank Of Waurika is an FDIC-insured bank (FDIC certificate #4222). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First Farmers National Bank Of Waurika: frequently asked questions

Is The First Farmers National Bank Of Waurika a good bank?

The First Farmers National Bank Of Waurika earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 1.61%).

Is The First Farmers National Bank Of Waurika FDIC-insured?

Yes. The First Farmers National Bank Of Waurika is a FDIC-insured bank (FDIC certificate #4222). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First Farmers National Bank Of Waurika?

The First Farmers National Bank Of Waurika holds $58 million in total assets, ranking 68th of 170 banks we track in Oklahoma. It operates 1 branch.

Does The First Farmers National Bank Of Waurika have CFPB complaints?

No CFPB complaints against The First Farmers National Bank Of Waurika appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First Bank Of Thomas
bank · Thomas, OK · $58M assets
First Bank And Trust Company
bank · Clinton, OK · $59M assets
Grant County Bank
bank · Medford, OK · $59M assets
Bank360
bank · Cordell, OK · $60M assets
Lakeside Bank Of Salina
bank · Salina, OK · $56M assets
Farmers State Bank, Allen, Oklahoma
bank · Allen, OK · $56M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →