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First Bank Of Thomas

Thomas, OK · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Bank Of Thomas is a bank based in Thomas, Oklahoma, established in 1904, with $58 million in total assets across 1 branch. By Trust Grade it ranks 63rd of 170 banks we track in Oklahoma. Its capital ratio of 12.5% is stronger than 55% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against First Bank Of Thomas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.4M
<$100M institution
Deposits
$51.0M
Branches
1
Capital ratio
12.5%
Top 45% of <$100M peers · Oklahoma median 10.4%
Return on assets
1.2%
Top 38% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#63
of 170 banks

How First Bank Of Thomas compares to Oklahoma peers

Capital ratio
Top 45% of <$100M peers
First
12.5%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of <$100M peers
First
1.2%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Bank Of Thomas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.5% capital ratio)
  • Strongly profitable (ROA 1.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank Of Thomas over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 301 W Broadway St, Thomas, OK 73669

Are deposits at First Bank Of Thomas insured?

Yes. First Bank Of Thomas is an FDIC-insured bank (FDIC certificate #4209). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank Of Thomas: frequently asked questions

Is First Bank Of Thomas a good bank?

First Bank Of Thomas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.20%).

Is First Bank Of Thomas FDIC-insured?

Yes. First Bank Of Thomas is a FDIC-insured bank (FDIC certificate #4209). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank Of Thomas?

First Bank Of Thomas holds $58 million in total assets, ranking 63rd of 170 banks we track in Oklahoma. It operates 1 branch.

Does First Bank Of Thomas have CFPB complaints?

No CFPB complaints against First Bank Of Thomas appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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