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First National Bank Of Oklahoma

Oklahoma City, OK · Est. 1917 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank Of Oklahoma is a bank based in Oklahoma City, Oklahoma, established in 1917, with $910 million in total assets across 4 branches. By Trust Grade it ranks 65th of 170 banks we track in Oklahoma. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.27% return on assets. No consumer complaints against First National Bank Of Oklahoma appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$910.0M
$100M–1B institution
Deposits
$784.8M
Branches
4
Capital ratio
10.6%
Top 43% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
2.3%
Top 8% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#65
of 170 banks

How First National Bank Of Oklahoma compares to Oklahoma peers

Capital ratio
Top 43% of $100M–1B peers
First National
10.6%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of $100M–1B peers
First National
2.3%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Oklahoma

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 2.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Oklahoma over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 101 W Grand Ave, Tonkawa, OK 74653
  • 10900 Hefner Pointe Dr, Oklahoma City, OK 73120
  • 5101 N Western Ave, Oklahoma City, OK 73118
  • 1501 E Prospect Ave, Ponca City, OK 74604

Are deposits at First National Bank Of Oklahoma insured?

Yes. First National Bank Of Oklahoma is an FDIC-insured bank (FDIC certificate #4211). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Oklahoma: frequently asked questions

Is First National Bank Of Oklahoma a good bank?

First National Bank Of Oklahoma earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 2.27%).

Is First National Bank Of Oklahoma FDIC-insured?

Yes. First National Bank Of Oklahoma is a FDIC-insured bank (FDIC certificate #4211). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Oklahoma?

First National Bank Of Oklahoma holds $910 million in total assets, ranking 65th of 170 banks we track in Oklahoma. It operates 4 branches.

Does First National Bank Of Oklahoma have CFPB complaints?

No CFPB complaints against First National Bank Of Oklahoma appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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