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First Liberty Bank

Oklahoma City, OK · Est. 1933 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Liberty Bank is a bank based in Oklahoma City, Oklahoma, established in 1933, with $835 million in total assets across 3 branches. By Trust Grade it ranks 14th of 170 banks we track in Oklahoma. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against First Liberty Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$835.3M
$100M–1B institution
Deposits
$720.6M
Branches
3
Capital ratio
11.5%
Top 32% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.0%
Bottom 36% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#14
of 170 banks

How First Liberty Bank compares to Oklahoma peers

Capital ratio
Top 32% of $100M–1B peers
First Liberty
11.5%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
First Liberty
1.0%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Liberty Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Liberty Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 3500 24th Ave Nw, Norman, OK 73069
  • 2600 Dallas Pkwy, Frisco, TX 75034
  • 9601 N May Ave, Oklahoma City, OK 73120

Are deposits at First Liberty Bank insured?

Yes. First Liberty Bank is an FDIC-insured bank (FDIC certificate #14029). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Liberty Bank: frequently asked questions

Is First Liberty Bank a good bank?

First Liberty Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.98%).

Is First Liberty Bank FDIC-insured?

Yes. First Liberty Bank is a FDIC-insured bank (FDIC certificate #14029). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Liberty Bank?

First Liberty Bank holds $835 million in total assets, ranking 14th of 170 banks we track in Oklahoma. It operates 3 branches.

Does First Liberty Bank have CFPB complaints?

No CFPB complaints against First Liberty Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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