First Bank & Trust Co. is a bank based in Duncan, Oklahoma, established in 1988, with $952 million in total assets across 14 branches. By Trust Grade it ranks 38th of 170 banks we track in Oklahoma. Its capital ratio of 15.0% is stronger than 90% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.13% return on assets. No consumer complaints against First Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank & Trust Co. compares to Oklahoma peers
How we graded First Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.0% capital ratio)
- Strongly profitable (ROA 2.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 301 W Main St, Ardmore, OK 73401
- 10th And Oak Streets, Duncan, OK 73533
- 1521 W Plato Rd, Duncan, OK 73533
- 101 S Main St, Lindsay, OK 73052
- 300 W Main St, Stroud, OK 74079
- 101 N Main St, Waurika, OK 73573
- 313 West Main Street, Healdton, OK 73438
- 923 W Main St, Duncan, OK 73533
- 2330 36th Ave Nw, Norman, OK 73072
- 830 N Main St, Perkins, OK 74059
- 1720 Mclish St, Ardmore, OK 73401
- 2400 Alameda St, Norman, OK 73071
- 3805 W. Memorial Rd, Edmond, OK 73134
- 215 W 2nd St, Wellston, OK 74881
Are deposits at First Bank & Trust Co. insured?
Yes. First Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #27394). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank & Trust Co.: frequently asked questions
Is First Bank & Trust Co. a good bank?
First Bank & Trust Co. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 2.13%).
Is First Bank & Trust Co. FDIC-insured?
Yes. First Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #27394). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank & Trust Co.?
First Bank & Trust Co. holds $952 million in total assets, ranking 38th of 170 banks we track in Oklahoma. It operates 14 branches.
Does First Bank & Trust Co. have CFPB complaints?
No CFPB complaints against First Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
