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Vision Bank

Ada, OK · Est. 1924 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Vision Bank is a bank based in Ada, Oklahoma, established in 1924, with $992 million in total assets across 10 branches. By Trust Grade it ranks 147th of 170 banks we track in Oklahoma. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Vision Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$991.8M
$100M–1B institution
Deposits
$830.9M
Branches
10
Capital ratio
7.3%
Bottom 9% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.4%
Top 36% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#147
of 170 banks

How Vision Bank compares to Oklahoma peers

Capital ratio
Bottom 9% of $100M–1B peers
Vision Bank
7.3%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
Vision Bank
1.4%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Vision Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.3% capital ratio)
  • Strongly profitable (ROA 1.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vision Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 1100 W Broadway Ave, Sulphur, OK 73086
  • 1200 East 12th Street, Ada, OK 74820
  • 1901 Arlington St, Ada, OK 74820
  • 409 S Dawson St, Meeker, OK 74855
  • 101 E Main St, Ada, OK 74820
  • 802 N Jim Thorpe Blvd, Prague, OK 74864
  • 2514 W University Blvd, Durant, OK 74701
  • 1200 E Main St, Davis, OK 73030
  • 4301 N Harrison St, Shawnee, OK 74804
  • 3600 W Main St, Norman, OK 73072

Are deposits at Vision Bank insured?

Yes. Vision Bank is an FDIC-insured bank (FDIC certificate #4029). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vision Bank: frequently asked questions

Is Vision Bank a good bank?

Vision Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Strongly profitable (ROA 1.43%).

Is Vision Bank FDIC-insured?

Yes. Vision Bank is a FDIC-insured bank (FDIC certificate #4029). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Vision Bank?

Vision Bank holds $992 million in total assets, ranking 147th of 170 banks we track in Oklahoma. It operates 10 branches.

Does Vision Bank have CFPB complaints?

No CFPB complaints against Vision Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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