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Kirkpatrick Bank

Edmond, OK · Est. 1970 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Kirkpatrick Bank is a bank based in Edmond, Oklahoma, established in 1970, with $1.1 billion in total assets across 8 branches. By Trust Grade it ranks 132nd of 170 banks we track in Oklahoma. Its capital ratio of 8.3% trails most similarly sized banks (12th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Kirkpatrick Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$953.2M
Branches
8
Capital ratio
8.3%
Bottom 12% of $1B–10B peers · Oklahoma median 10.4%
Return on assets
0.8%
Bottom 22% of $1B–10B peers · Oklahoma median 1.4%
Rank in Oklahoma
#132
of 170 banks

How Kirkpatrick Bank compares to Oklahoma peers

Capital ratio
Bottom 12% of $1B–10B peers
Kirkpatrick Bank
8.3%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $1B–10B peers
Kirkpatrick Bank
0.8%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Kirkpatrick Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.3% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kirkpatrick Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 15 E 15th St, Edmond, OK 73013
  • 102 N Cascade Ave, Colorado Springs, CO 80903
  • 222 Nw 63rd St, Oklahoma City, OK 73116
  • 2245 W Danforth Rd, Edmond, OK 73003
  • 15 E 15th St, Edmond, OK 73013
  • 1850 Platte St, Denver, CO 80202
  • 8 Bassick Place, Westcliffe, CO 81252
  • 8450 E Crescent Pkwy, Greenwood Village, CO 80111

Are deposits at Kirkpatrick Bank insured?

Yes. Kirkpatrick Bank is an FDIC-insured bank (FDIC certificate #20156). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kirkpatrick Bank: frequently asked questions

Is Kirkpatrick Bank a good bank?

Kirkpatrick Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.83%).

Is Kirkpatrick Bank FDIC-insured?

Yes. Kirkpatrick Bank is a FDIC-insured bank (FDIC certificate #20156). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Kirkpatrick Bank?

Kirkpatrick Bank holds $1.1 billion in total assets, ranking 132nd of 170 banks we track in Oklahoma. It operates 8 branches.

Does Kirkpatrick Bank have CFPB complaints?

No CFPB complaints against Kirkpatrick Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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