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Valor Bank

Edmond, OK · Est. 1930 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Valor Bank is a bank based in Edmond, Oklahoma, established in 1930, with $306 million in total assets across 1 branch. By Trust Grade it ranks 123rd of 170 banks we track in Oklahoma. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.90% return on assets. No consumer complaints against Valor Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$305.6M
$100M–1B institution
Deposits
$266.0M
Branches
1
Capital ratio
8.5%
Bottom 22% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.9%
Top 15% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#123
of 170 banks

How Valor Bank compares to Oklahoma peers

Capital ratio
Bottom 22% of $100M–1B peers
Valor Bank
8.5%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $100M–1B peers
Valor Bank
1.9%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Valor Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Valor Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1501 Renaissance Blvd, Edmond, OK 73013

Are deposits at Valor Bank insured?

Yes. Valor Bank is an FDIC-insured bank (FDIC certificate #9467). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Valor Bank: frequently asked questions

Is Valor Bank a good bank?

Valor Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.90%).

Is Valor Bank FDIC-insured?

Yes. Valor Bank is a FDIC-insured bank (FDIC certificate #9467). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Valor Bank?

Valor Bank holds $306 million in total assets, ranking 123rd of 170 banks we track in Oklahoma. It operates 1 branch.

Does Valor Bank have CFPB complaints?

No CFPB complaints against Valor Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Patrons Bank, National Association
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The Stock Exchange Bank
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First Bethany Bank & Trust
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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