Skip to main content
bank

First Bethany Bank & Trust

Bethany, OK · Est. 1923 · Website ↗
B
Trust Grade
Strong
Score: 82/100

First Bethany Bank & Trust is a bank based in Bethany, Oklahoma, established in 1923, with $313 million in total assets across 3 branches. By Trust Grade it ranks 160th of 170 banks we track in Oklahoma. Its capital ratio of 5.7% trails most similarly sized banks (2th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against First Bethany Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$313.0M
$100M–1B institution
Deposits
$265.1M
Branches
3
Capital ratio
5.7%
Bottom 2% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.1%
Bottom 47% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#160
of 170 banks

How First Bethany Bank & Trust compares to Oklahoma peers

Capital ratio
Bottom 2% of $100M–1B peers
First Bethany
5.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
First Bethany
1.1%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Bethany Bank & Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (5.7% capital ratio)
  • Strongly profitable (ROA 1.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bethany Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 6524 Nw 39th Expy, Bethany, OK 73008
  • 3001 S Meridian Ave, Oklahoma City, OK 73119
  • 6500 Nw 39th Expy, Bethany, OK 73008

Are deposits at First Bethany Bank & Trust insured?

Yes. First Bethany Bank & Trust is an FDIC-insured bank (FDIC certificate #4228). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bethany Bank & Trust: frequently asked questions

Is First Bethany Bank & Trust a good bank?

First Bethany Bank & Trust earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (5.7% capital ratio); Strongly profitable (ROA 1.15%).

Is First Bethany Bank & Trust FDIC-insured?

Yes. First Bethany Bank & Trust is a FDIC-insured bank (FDIC certificate #4228). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bethany Bank & Trust?

First Bethany Bank & Trust holds $313 million in total assets, ranking 160th of 170 banks we track in Oklahoma. It operates 3 branches.

Does First Bethany Bank & Trust have CFPB complaints?

No CFPB complaints against First Bethany Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Stock Exchange Bank
bank · Woodward, OK · $310M assets
American Bank And Trust Company
bank · Tulsa, OK · $320M assets
Valor Bank
bank · Edmond, OK · $306M assets
The First Security Bank
bank · Beaver, OK · $304M assets
The Payne County Bank
bank · Perkins, OK · $304M assets
The Bankers Bank
bank · Oklahoma City, OK · $303M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →