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Patrons Bank, National Association

Okmulgee, OK · Est. 1917 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Patrons Bank, National Association is a bank based in Okmulgee, Oklahoma, established in 1917, with $302 million in total assets across 5 branches. By Trust Grade it ranks 86th of 170 banks we track in Oklahoma. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Patrons Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$302.0M
$100M–1B institution
Deposits
$261.1M
Branches
5
Capital ratio
9.9%
Bottom 46% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.0%
Bottom 39% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#86
of 170 banks

How Patrons Bank, National Association compares to Oklahoma peers

Capital ratio
Bottom 46% of $100M–1B peers
Patrons Bank,
9.9%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $100M–1B peers
Patrons Bank,
1.0%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Patrons Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Patrons Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 4th And Trudgeon Streets, Henryetta, OK 74437
  • 1800 S Wood Dr, Okmulgee, OK 74447
  • 610 E 8th St, Okmulgee, OK 74447
  • 7647 E 126th St S, Bixby, OK 74008
  • 200 S Wewoka Ave, Wewoka, OK 74884

Are deposits at Patrons Bank, National Association insured?

Yes. Patrons Bank, National Association is an FDIC-insured bank (FDIC certificate #4170). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Patrons Bank, National Association: frequently asked questions

Is Patrons Bank, National Association a good bank?

Patrons Bank, National Association earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.02%).

Is Patrons Bank, National Association FDIC-insured?

Yes. Patrons Bank, National Association is a FDIC-insured bank (FDIC certificate #4170). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Patrons Bank, National Association?

Patrons Bank, National Association holds $302 million in total assets, ranking 86th of 170 banks we track in Oklahoma. It operates 5 branches.

Does Patrons Bank, National Association have CFPB complaints?

No CFPB complaints against Patrons Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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