First Bank Of Central Ohio is a bank based in Worthington, Ohio, established in 2021, with $246 million in total assets across 3 branches. By Trust Grade it ranks 125th of 157 banks we track in Ohio. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Ohio median of 10.3%. It posted a loss over the most recent period (-0.20% return on assets), a point to watch. No consumer complaints against First Bank Of Central Ohio appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank Of Central Ohio compares to Ohio peers
How we graded First Bank Of Central Ohio
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Unprofitable over the period (ROA -0.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank Of Central Ohio over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 6700 N High St, Worthington, OH 43085
- 1760 W Lane Ave, Columbus, OH 43221
- 5065 Forest Dr, New Albany, OH 43054
Are deposits at First Bank Of Central Ohio insured?
Yes. First Bank Of Central Ohio is an FDIC-insured bank (FDIC certificate #59249). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank Of Central Ohio: frequently asked questions
Is First Bank Of Central Ohio a good bank?
First Bank Of Central Ohio earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Unprofitable over the period (ROA -0.20%).
Is First Bank Of Central Ohio FDIC-insured?
Yes. First Bank Of Central Ohio is a FDIC-insured bank (FDIC certificate #59249). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank Of Central Ohio?
First Bank Of Central Ohio holds $246 million in total assets, ranking 125th of 157 banks we track in Ohio. It operates 3 branches.
Does First Bank Of Central Ohio have CFPB complaints?
No CFPB complaints against First Bank Of Central Ohio appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
