Hometown Bank is a bank based in Kent, Ohio, established in 1898, with $250 million in total assets across 5 branches. By Trust Grade it ranks 145th of 157 banks we track in Ohio. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.04% return on assets. No consumer complaints against Hometown Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hometown Bank compares to Ohio peers
How we graded Hometown Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Profitable (ROA 0.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hometown Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 203 N Water St, Kent, OH 44240
- 4023 State Route 43, Brimfield Township, OH 44240
- 142 N Water St, Kent, OH 44240
- 142 N Water St, Kent, OH 44240
- 100 E Main St, Ravenna, OH 44266
Are deposits at Hometown Bank insured?
Yes. Hometown Bank is an FDIC-insured bank (FDIC certificate #30219). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hometown Bank: frequently asked questions
Is Hometown Bank a good bank?
Hometown Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.04%).
Is Hometown Bank FDIC-insured?
Yes. Hometown Bank is a FDIC-insured bank (FDIC certificate #30219). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hometown Bank?
Hometown Bank holds $250 million in total assets, ranking 145th of 157 banks we track in Ohio. It operates 5 branches.
Does Hometown Bank have CFPB complaints?
No CFPB complaints against Hometown Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
