1st National Bank is a bank based in Lebanon, Ohio, established in 1907, with $253 million in total assets across 8 branches. By Trust Grade it ranks 133rd of 157 banks we track in Ohio. Its capital ratio of 8.8% trails most similarly sized banks (25th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against 1st National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st National Bank compares to Ohio peers
How we graded 1st National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 9015 Fields Ertel Rd, Cincinnati, OH 45249
- 541 W Pike St, Morrow, OH 45152
- 11 E Us 22 And 3, Maineville, OH 45039
- 7451 S Mason Montgomery Rd, Mason, OH 45040
- 1000 E Main St, Lebanon, OH 45036
- 6876 Cincinnati Dayton Rd, Liberty Township, OH 45044
- 1530 Walmart Dr, Lebanon, OH 45036
- 1095 S Main St, Centerville, OH 45458
Are deposits at 1st National Bank insured?
Yes. 1st National Bank is an FDIC-insured bank (FDIC certificate #6646). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st National Bank: frequently asked questions
Is 1st National Bank a good bank?
1st National Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.12%).
Is 1st National Bank FDIC-insured?
Yes. 1st National Bank is a FDIC-insured bank (FDIC certificate #6646). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is 1st National Bank?
1st National Bank holds $253 million in total assets, ranking 133rd of 157 banks we track in Ohio. It operates 8 branches.
Does 1st National Bank have CFPB complaints?
No CFPB complaints against 1st National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
