bank

Liberty Savings Bank, F.S.B.

Wilmington, OH · Est. 1984 · Website ↗
B
Trust Grade
Strong
Score: 80/100

Liberty Savings Bank, F.S.B. is a bank based in Wilmington, Ohio, established in 1984, with $1.1 billion in total assets across 6 branches. By Trust Grade it ranks 147th of 157 banks we track in Ohio. Its capital ratio of 7.4% trails most similarly sized banks (5th percentile), versus a Ohio median of 10.3%. It posted a loss over the most recent period (-0.11% return on assets), a point to watch. No consumer complaints against Liberty Savings Bank, F.S.B. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$991.2M
Branches
6
Capital ratio
7.4%
Bottom 5% of $1B–10B peers · Ohio median 10.3%
Return on assets
-0.1%
Bottom 2% of $1B–10B peers · Ohio median 0.93%
Rank in Ohio
#147
of 157 banks

How Liberty Savings Bank, F.S.B. compares to Ohio peers

Capital ratio
Bottom 5% of $1B–10B peers
Liberty Savings
7.4%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $1B–10B peers
Liberty Savings
-0.1%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Liberty Savings Bank, F.S.B.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (7.4% capital ratio)
  • Unprofitable over the period (ROA -0.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Liberty Savings Bank, F.S.B. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 8383 S Tamiami Trl, Sarasota, FL 34238
  • 2323 Stickney Point Rd, Sarasota, FL 34231
  • 4103 S Tamiami Trl, Venice, FL 34293
  • 3901 Cortez Rd W, Bradenton, FL 34210
  • 2251 Rombach Ave, Wilmington, OH 45177
  • 6230 University Pkwy, Lakewood Ranch, FL 34240

Are deposits at Liberty Savings Bank, F.S.B. insured?

Yes. Liberty Savings Bank, F.S.B. is an FDIC-insured bank (FDIC certificate #32242). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Liberty Savings Bank, F.S.B.: frequently asked questions

Is Liberty Savings Bank, F.S.B. a good bank?

Liberty Savings Bank, F.S.B. earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Unprofitable over the period (ROA -0.11%).

Is Liberty Savings Bank, F.S.B. FDIC-insured?

Yes. Liberty Savings Bank, F.S.B. is a FDIC-insured bank (FDIC certificate #32242). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Liberty Savings Bank, F.S.B.?

Liberty Savings Bank, F.S.B. holds $1.1 billion in total assets, ranking 147th of 157 banks we track in Ohio. It operates 6 branches.

Does Liberty Savings Bank, F.S.B. have CFPB complaints?

No CFPB complaints against Liberty Savings Bank, F.S.B. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The North Side Bank And Trust Company
bank · Cincinnati, OH · $1.2B assets
The Citizens National Bank Of Bluffton
bank · Bluffton, OH · $1.1B assets
First State Bank
bank · Winchester, OH · $1.2B assets
The Union Bank Company
bank · Columbus Grove, OH · $1.2B assets
Consumers National Bank
bank · Minerva, OH · $1.2B assets
The Commercial And Savings Bank Of Millersburg, Ohio
bank · Millersburg, OH · $1.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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