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Consumers National Bank

Minerva, OH · Est. 1965 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Consumers National Bank is a bank based in Minerva, Ohio, established in 1965, with $1.2 billion in total assets across 22 branches. By Trust Grade it ranks 130th of 157 banks we track in Ohio. Its capital ratio of 7.0% trails most similarly sized banks (4th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Consumers National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.1B
Branches
22
Capital ratio
7.0%
Bottom 4% of $1B–10B peers · Ohio median 10.3%
Return on assets
0.9%
Bottom 28% of $1B–10B peers · Ohio median 0.93%
Rank in Ohio
#130
of 157 banks

How Consumers National Bank compares to Ohio peers

Capital ratio
Bottom 4% of $1B–10B peers
Consumers National
7.0%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $1B–10B peers
Consumers National
0.9%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Consumers National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (7.0% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Consumers National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (22)

  • 614 E Lincolnway, Minerva, OH 44657
  • 9 E Main St, Adena, OH 43901
  • 44 Smithfield St, Dillonvale, OH 43917
  • 30034 Canal St, Hanoverton, OH 44423
  • 7895 Dickey Dr, Lisbon, OH 44432
  • 141 S Ellsworth Ave, Salem, OH 44460
  • 8607 Waynesburg Dr Se, Waynesburg, OH 44688
  • 1017 Canton Rd Nw, Carrollton, OH 44615
  • 610 W State St, Alliance, OH 44601
  • 1111 N Chapel St, Louisville, OH 44641
  • 49028 Foulks Dr, East Liverpool, OH 43920
  • 440 Noble St W, East Canton, OH 44730
  • 298 Union St, Mount Pleasant, OH 43939
  • 4070 Alliance Road Nw, Malvern, OH 44644
  • 601 Main St, Wellsville, OH 43968
  • 1215 W Maple St, Hartville, OH 44632
  • 4026 Dressler Rd Nw, Canton, OH 44718
  • 256 2nd St, Bergholz, OH 43908
  • 3680 Embassy Pkwy, Fairlawn, OH 44333
  • 210 Wabash Ave S, Brewster, OH 44613
  • 4086 Massillon Rd, Uniontown, OH 44685
  • 2117 Lincoln Way E, Massillon, OH 44646

Are deposits at Consumers National Bank insured?

Yes. Consumers National Bank is an FDIC-insured bank (FDIC certificate #19482). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Consumers National Bank: frequently asked questions

Is Consumers National Bank a good bank?

Consumers National Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Profitable (ROA 0.94%).

Is Consumers National Bank FDIC-insured?

Yes. Consumers National Bank is a FDIC-insured bank (FDIC certificate #19482). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Consumers National Bank?

Consumers National Bank holds $1.2 billion in total assets, ranking 130th of 157 banks we track in Ohio. It operates 22 branches.

Does Consumers National Bank have CFPB complaints?

No CFPB complaints against Consumers National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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