The Richwood Banking Company is a bank based in Richwood, Ohio, established in 1867, with $1.3 billion in total assets across 9 branches. By Trust Grade it ranks 59th of 157 banks we track in Ohio. Its capital ratio of 9.4% trails most similarly sized banks (32th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against The Richwood Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Richwood Banking Company compares to Ohio peers
How we graded The Richwood Banking Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Richwood Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 26 High Street, Larue, OH 43332
- 601 W Main St, Plain City, OH 43064
- 249 W 5th St, Marysville, OH 43040
- 2454 N Limestone St, Springfield, OH 45503
- 63 W Main St, Springfield, OH 45502
- 4848 Napoleon St, Huntsville, OH 43324
- 1512 W William St, Delaware, OH 43015
- 120 E Sandusky Ave, Bellefontaine, OH 43311
- 28 N Franklin St, Richwood, OH 43344
Are deposits at The Richwood Banking Company insured?
Yes. The Richwood Banking Company is an FDIC-insured bank (FDIC certificate #12978). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Richwood Banking Company: frequently asked questions
Is The Richwood Banking Company a good bank?
The Richwood Banking Company earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.13%).
Is The Richwood Banking Company FDIC-insured?
Yes. The Richwood Banking Company is a FDIC-insured bank (FDIC certificate #12978). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Richwood Banking Company?
The Richwood Banking Company holds $1.3 billion in total assets, ranking 59th of 157 banks we track in Ohio. It operates 9 branches.
Does The Richwood Banking Company have CFPB complaints?
No CFPB complaints against The Richwood Banking Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
