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The Union Bank Company

Columbus Grove, OH · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The Union Bank Company is a bank based in Columbus Grove, Ohio, established in 1904, with $1.2 billion in total assets across 15 branches. By Trust Grade it ranks 50th of 157 banks we track in Ohio. Its capital ratio of 9.8% trails most similarly sized banks (40th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against The Union Bank Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.1B
Branches
15
Capital ratio
9.8%
Bottom 40% of $1B–10B peers · Ohio median 10.3%
Return on assets
1.3%
Top 44% of $1B–10B peers · Ohio median 0.93%
Rank in Ohio
#50
of 157 banks

How The Union Bank Company compares to Ohio peers

Capital ratio
Bottom 40% of $1B–10B peers
The Union
9.8%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $1B–10B peers
The Union
1.3%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Union Bank Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Union Bank Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 230 West Main Street, Gibsonburg, OH 43431
  • 20311 Pemberville Rd, Pemberville, OH 43450
  • 110 E North St, Kalida, OH 45853
  • 245 W Main St, Ottawa, OH 45875
  • 3211 Elida Rd, Lima, OH 45805
  • 1410 Bellefontaine Ave, Lima, OH 45804
  • 1500 Bright Rd, Findlay, OH 45840
  • 111 S Main St, Marion, OH 43302
  • 114 E 3rd St, Delphos, OH 45833
  • 1300 N Main St, Bowling Green, OH 43402
  • 30 Coal Bnd, Delaware, OH 43015
  • 103 S Main St, Paulding, OH 45879
  • 318 S Belmore St, Leipsic, OH 45856
  • 132 E Front St, Pemberville, OH 43450
  • 101 Progressive Dr, Columbus Grove, OH 45830

Are deposits at The Union Bank Company insured?

Yes. The Union Bank Company is an FDIC-insured bank (FDIC certificate #12969). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Union Bank Company: frequently asked questions

Is The Union Bank Company a good bank?

The Union Bank Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.29%).

Is The Union Bank Company FDIC-insured?

Yes. The Union Bank Company is a FDIC-insured bank (FDIC certificate #12969). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Union Bank Company?

The Union Bank Company holds $1.2 billion in total assets, ranking 50th of 157 banks we track in Ohio. It operates 15 branches.

Does The Union Bank Company have CFPB complaints?

No CFPB complaints against The Union Bank Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First State Bank
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Consumers National Bank
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The North Side Bank And Trust Company
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The Commercial And Savings Bank Of Millersburg, Ohio
bank · Millersburg, OH · $1.3B assets
The Richwood Banking Company
bank · Richwood, OH · $1.3B assets
Signature Bank, National Association
bank · Toledo, OH · $1.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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