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The First National Bank Of Blanchester

Blanchester, OH · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Blanchester is a bank based in Blanchester, Ohio, established in 1907, with $78 million in total assets across 1 branch. By Trust Grade it ranks 35th of 157 banks we track in Ohio. Its capital ratio of 10.7% trails most similarly sized banks (36th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against The First National Bank Of Blanchester appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$77.9M
<$100M institution
Deposits
$69.1M
Branches
1
Capital ratio
10.7%
Bottom 36% of <$100M peers · Ohio median 10.3%
Return on assets
1.1%
Top 41% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#35
of 157 banks

How The First National Bank Of Blanchester compares to Ohio peers

Capital ratio
Bottom 36% of <$100M peers
The First
10.7%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of <$100M peers
The First
1.1%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Blanchester

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Blanchester over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 121 E Main St, Blanchester, OH 45107

Are deposits at The First National Bank Of Blanchester insured?

Yes. The First National Bank Of Blanchester is an FDIC-insured bank (FDIC certificate #6530). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Blanchester: frequently asked questions

Is The First National Bank Of Blanchester a good bank?

The First National Bank Of Blanchester earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.12%).

Is The First National Bank Of Blanchester FDIC-insured?

Yes. The First National Bank Of Blanchester is a FDIC-insured bank (FDIC certificate #6530). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Blanchester?

The First National Bank Of Blanchester holds $78 million in total assets, ranking 35th of 157 banks we track in Ohio. It operates 1 branch.

Does The First National Bank Of Blanchester have CFPB complaints?

No CFPB complaints against The First National Bank Of Blanchester appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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